DiveHive

HomeAffiliationsDiveAssure

Insurance

DiveAssure

About DiveAssure

DiveAssure says its diving accident cover applies worldwide to recreational divers of all levels.

Source: DiveAssure diving accident insurance (opens in a new tab),
Organisation

DiveAssure Association

Source: DiveAssure (opens in a new tab),
Founded

1999

Source: DiveAssure diving accident insurance (opens in a new tab),
Insurance lines

Diving accident, dive-travel and general liability insurance, and membership

Source: DiveAssure insurance (opens in a new tab),
Proof of cover

Digital e-cards in the DiveAssure app; certificates can be printed from the member portal

Source: DiveAssure diving accident insurance (opens in a new tab),

What DiveAssure offers

Diving accident insurance

Worldwide cover for diving accidents for recreational divers of all levels, including scuba, freediving, snorkelling and technical diving, with single-trip and annual options.

Source: DiveAssure diving accident insurance (opens in a new tab),
DiveSafe

The plan named in the EU and worldwide description of coverage.

Source: EU DiveSafe description of coverage (opens in a new tab),
Gold, Platinum and Diamond

The plans named in the US description of coverage.

Source: US description of coverage (opens in a new tab),
Dive-Travel

Covers diving and non-diving travel abroad, as a single trip or annual multi-trip cover, in two tiers: Dive&Travel and Dive&Travel Plus.

Source: DiveAssure Dive-Travel (opens in a new tab),
StartDive

A free basic diving accident package for entry-level students at approved agencies, running for the beginner course only. The diver can then be invited to renew into full cover.

Source: DiveAssure StartDive (opens in a new tab),
General liability

Listed for dive centres, resorts, liveaboards, dive-safari boats, instructors and dive professionals.

Source: DiveAssure general liability (opens in a new tab),
Membership

Sold on its own (education, discounts, travel help, medical support) or together with insurance.

Source: DiveAssure membership (opens in a new tab),
Groups and families

Group plans for clubs, shops and organisations, and a 10% family discount when all family divers register under one programme.

Source: DiveAssure diving accident insurance (opens in a new tab),

What the accident cover includes

From the EU DiveSafe description of coverage (document header EN/EUCFRB-DS/JULY 2026). DiveAssure publishes other descriptions of coverage for other plans; they differ. Amounts are as printed in the document, in euros.

Emergency medical expenses

€1,000,000

Source: EU DiveSafe description of coverage (opens in a new tab),
Evacuation and repatriation

€1,000,000

Source: EU DiveSafe description of coverage (opens in a new tab),
Repatriation of remains

€5,000

Source: EU DiveSafe description of coverage (opens in a new tab),
Diving gear (dive accident)

€2,000

Source: EU DiveSafe description of coverage (opens in a new tab),
Accidental death and dismemberment

€10,000

Source: EU DiveSafe description of coverage (opens in a new tab),
Extra travel costs

€3,000

Source: EU DiveSafe description of coverage (opens in a new tab),
Hyperbaric treatment

Covered: up to one treatment per covered dive accident; further treatments need approval.

Source: EU DiveSafe description of coverage (opens in a new tab),
180-day rule

Expenses must be incurred within 180 days of the injury; after that, 50% is paid.

Source: EU DiveSafe description of coverage (opens in a new tab),
Ages

At least 8 and no more than 75 years old, and certified by a recognised agency or trained under a qualified instructor.

Source: EU DiveSafe description of coverage (opens in a new tab),
Territory

Worldwide.

Source: EU DiveSafe description of coverage (opens in a new tab),

For dive shops and professionals

Dive Centre partner programme

For dive centres, resorts, clubs, liveaboards and tour operators. A short online application; partners get a referral link and a Partner Portal.

Source: DiveAssure dive centres (opens in a new tab),
Dive Centre benefits

Referral fees; free StartDive for entry-level students, with fees on paid upgrades; a liability discount where available; proof-of-coverage documents; one-on-one training; and the option to invite staff into the Dive Leader Partner programme.

Source: DiveAssure dive centres (opens in a new tab),
Dive Leader Partner

For certified dive professionals: divemasters and above, instructors and guides. A dive professional certification and a free online registration are required; referred customers must use the partner link or QR code.

Source: DiveAssure Dive Leader Partner (opens in a new tab),
Dive Leader Partner benefits

A referral link and QR code; a personal portal; referral fees, including on StartDive upgrades; and a liability discount where available.

Source: DiveAssure Dive Leader Partner (opens in a new tab),

Who can buy

Not open to residents of

Afghanistan, Belarus, Central African Republic, Congo - Kinshasa, Cuba, Eritrea, Falkland Islands, Iran, Iraq, Lebanon, Libya, Mali, Myanmar (Burma), Nicaragua, North Korea, Pakistan, Russia, Somalia, Spain, Sudan, Syria, Venezuela, and Yemen

Note

DiveAssure does not sell to Spanish residents at the moment (checked 2026-11-05).

Certification

Cover applies only when dives follow the diver's certification and the certifying agency's standards.

Source: DiveAssure diving accident insurance (opens in a new tab),
Membership

The EU DiveSafe description of coverage applies to members.

Source: EU DiveSafe description of coverage (opens in a new tab),
StartDive students

Students of approved agencies. SSI and SDI students are enrolled automatically; students of other agencies are enrolled through the instructor.

Source: DiveAssure StartDive (opens in a new tab),
StartDive residence

Offered only in a listed set of countries; Australia and South Africa have special conditions; in the US, only listed states.

Source: DiveAssure StartDive (opens in a new tab),

What DiveHive does with it

Nothing but the link

DiveHive links to DiveAssure. It does not sell insurance, quote it or give advice.

Terms of this affiliation

  • Residents of the countries listed above cannot buy, and those countries cannot be destinations either.
  • The link on this page is an affiliate link: it is labelled and marked as sponsored. It never changes what DiveHive lists.
  • DiveHive does not sell insurance or give advice.

Call local emergency services first, then the DiveAssure hotline (24/7).

Source: DiveAssure safety (opens in a new tab),

Notify DiveAssure as soon as possible for diving accidents and emergencies. Source: DiveAssure claim form instructions (opens in a new tab),

How a claim works, as DiveAssure lists it

  1. Get medical care.
  2. Call the 24/7 line with the member ID.
  3. Submit the online claim form with the documents.
  4. Wait for the review.
  5. Payment goes to the providers or to the member.
Source: DiveAssure claim form instructions (opens in a new tab),

Last reviewed

Back to all affiliations

DiveHive uses necessary cookies to work. With your permission we also use analytics to see which pages help. Analytics is off until you say yes, and we never record what you type.

Privacy policy